Acquirer API
and Other Integrations
Introduction
The E-Commerce Payment Gateway (EGW) offers many integration capabilities, allowing seamless connectivity to various acquiring systems, banking infrastructures, and enterprise applications. These integrations enable banks, PSPs to maintain flexible, scalable, and efficient payment processing and other everyday tasks.
The unified approach to acquirer integration simplifies connectivity, reduces operational overhead, and ensures high availability, even in multi-acquirer setups.
Acquirer APIs
The Acquirer APIs provided by EGW allow seamless integration with multiple acquiring systems, giving merchants and banks the flexibility to connect with their preferred acquirers without changing their core payment processing setup.
Key Features:
Multi-Acquirer Support: Connect to various acquirers simultaneously.
Standardized API Format: Use a single API format to communicate with multiple acquiring systems.
Dynamic Routing: Automatically route transactions based on merchant, and bank preferences.
Failover Handling: Switch to backup acquirers if the primary one becomes unavailable.
Enhanced Capabilities:
Onboarding via API: Reduce manual processes through automated merchant onboarding.
Custom Interface Support: Integrate using a customer’s proprietary standards and interfaces. please see chapter: Proprietary Integration
Direct Transaction Management: Handle capture, void, refund, and chargeback management directly via API.
Real-Time Settlement Visibility: Keep merchants updated with live settlement data.
Supported direct Integrations:
ICO (International Card Organizations) services (MDES, VTS, SCOF, and more.).
Regional and local acquiring networks.
Custom acquirer setups based on client requirements. please see chapter: Proprietary Integration
Alternative Payment Wallets: Integrates with local payment schemes and card networks.
Security Measures:
mTLS and Client Certificates: Ensure secure and authenticated communication.
Message Signing: Guarantee data integrity during transmission.
Integration with Other Payment Systems
In addition to acquirer integration, EGW supports connectivity to various financial and enterprise systems:
Core Banking Systems
Direct Integration: Real-time transaction posting and reconciliation.
Balance and Account Verification: Automated checks during payment initiation.
Settlement Data Synchronization: Ensures accurate financial reporting.
ERP and CRM Systems
Financial Data Sync: Automatically update payment and invoice data in ERP systems.
Customer Interaction Tracking: Log payment events in CRM platforms.
Fraud Prevention Engines
External Risk Assessment: Integrate third-party fraud prevention tools.
Rule Synchronization: Leverage centralized rule management across platforms.
Identity Management Systems
User Authentication: Leverage IAM for secure access control.
SSO Support: Seamlessly integrate user sessions between EGW and enterprise applications.
EGW’s flexible and rich integration model allows businesses to maintain uninterrupted payment processing, regardless of the underlying acquiring system. Whether connecting to core banking platforms, ERP systems, or multiple acquirers, the unified API approach ensures simplified management and enhanced reliability.
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