LinkPay and QR codes

The Tietoevry E-commerce Payment Gateway supports LinkPay and QR Code-based payments, enabling merchants to generate and share payment requests outside of the traditional checkout flow. These features are ideal for remote sales, invoices, chat commerce, offline contexts, and mobile-first scenarios.

Using EGW’s Merchant Portal or API, merchants can generate payment links or QR codes that direct customers to a pre-configured Hosted Checkout Page with pre-filled transaction details.

What is LinkPay?

LinkPay is a feature that allows merchants to create unique, secure payment URLs which can be:

• Sent via email, SMS, chat apps, or messaging platforms

• Embedded into invoices or PDF quotes

• Shared manually by customer service or sales teams

Features:

• No website or e-commerce platform required

• Pre-filled amount, currency, merchant ID, and optional customer reference

• Supports all EGW-enabled payment methods (Card, A2A, Wallet, BNPL)

• Optional expiry time and one-time use enforcement

• Callback URL for post-payment confirmation

What is QR Code Pay?

QR Code Pay is an extension of LinkPay — a scannable representation of a LinkPay URL, designed for use in physical or mobile-first scenarios.

QR Code = LinkPay link encoded in a scannable format.

When the customer scans the QR code:

• They are redirected to the same secure Hosted Checkout Page

• All preconfigured transaction parameters are preserved

• The flow is identical to clicking a payment link

Use Cases:

• Printed on invoices, receipts, or product packaging

• Displayed on point-of-sale terminals or signage

• Scanned during in-person service delivery, delivery confirmation, or kiosk payments

• Used in offline channels like posters or brochures

How It Works

Element	LinkPay	QR Code
Trigger	Clicked via URL	Scanned with a mobile device
Checkout Entry	Hosted Checkout Page	Hosted Checkout Page
Configuration	Predefined by merchant	Same (uses same token)
Payment Methods	Card, A2A, Wallet, BNPL	Card, A2A, Wallet, BNPL
Security	Tokenized link, optional expiry	Same
Reporting	Unified reporting & analytics	Same

Merchant Capabilities

Channel	Description
Merchant Portal	Create and manage LinkPay requests and QR codes manually.
EGW APIs	Generate payment links and QR code payloads programmatically (e.g., from invoicing or ERP systems).
Webhook Notifications	Receive real-time payment status updates for all LinkPay and QR-based payments.

Security & Controls

• Tokenized URLs prevent tampering

• Optional expiry time, one-time-use limits, and usage tracking

• Hosted Checkout is PCI DSS-compliant and supports SCA (3DS2 or A2A)

• QR content is signed or encrypted to prevent misuse

Business Benefits

• Enables payments without a website or full e-commerce setup

• Streamlines in-person and remote customer interactions

• Increases flexibility for SMEs, field services, and offline channels

• One payment framework supports both digital links and scannable codes

• Fully branded and compliant with white-label delivery models